But, you may not get approved if you don’t have much credit history or only have one credit card … For a better experience, download the Chase app for your iPhone or Android. If you don’t know your credit score, use our free credit score estimator tool to get a better idea of which cards … This card is generally for those with Good … When applying for new credit it’s important to know what your credit scores are and what’s on your credit reports. One of those is income, and you might be reporting yours incorrectly. All Chase business cards are Visa Signature cards with a minimum of $5,000 credit limit. Plus there are other factors that Chase considers as well. So if you’ve been looking for a way to finance, you should wait a couple of months and then apply for a Chase card. By continuing, you agree to their use. Check here for latest You Invest℠ offers, promotions, and coupons. Close your Preferred account and apply to Reserve. The browser has to be an officially released version. Credit score required for Chase credit cards Chase's cards are all intended for consumers with good to excellent credit scores, and we recommend you have a FICO® … Most people who applied have such when it comes to two personal cards at the same time. In our Learning Center, you can see today's mortgage rates and calculate what you can afford with our mortgage calculator before applying for a mortgage. For credit cards that fall under the rule, it’s almost impossible to be approved for a new credit card if you’ve opened 5 or more credit cards in the past 24 months. We don't support beta or development browser versions. The 5/24 rule only applies to select credit cards offered by Chase Bank. We don't support browsers in Compatibility Mode (this only applies to Internet Explorer). You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. Unlike some issuers, Chase doesn’t publish recommended credit scores on its website. Southwest Rapid Rewards® Premier Credit Card, Southwest Rapid Rewards® Premier Business Card, Southwest Rapid Rewards® Performance Business Credit Card, Huntington Bank Unlimited Plus Business Checking, Huntington Bank Unlimited Business Checking, Earn a $100 bonus offer when you open a new checking account, Chase Amazon Prime Rewards Visa Signature, Freedom cards, Southwest cards, and Disney cards, Sapphire Preferred, Amazon Prime Rewards, United Explorer cards, Marriott Bonvoy, and World of Hyatt, Upgrade your current Preferred to Reserve, or. Not only that, make sure you pay attention to how many inquiries you have on your credit report. Choose from our Chase credit cards to help you buy what you need. Using an updated version will help protect your accounts and provide a better experience. SAFE Act: Chase Mortgage Loan Originators, Learn easy ways to change text size or colors, Make sure your cookies are enabled. You can check out Chase bonuses or more Chase offers if you’re a cardholder. Credit score required for the Chase Sapphire Preferred. Credit card issuers want to see a strong credit history, steady income, and low credit … Choose from our Chase credit cards to help you buy what you need. Related: Chase Sapphire Preferred credit card review. “Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A.  JPMorgan Chase Bank, N.A. Most Chase cards require a score of at least 600, which is about the dividing line between fair and poor credit. 2. Some cards like the Chase Sapphire Preferred® Card offer wider acceptance beyond just “perfect” credit scores as issuers try to make rewards more accessible. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Plus, get your free credit … The Chase reconsideration hotline number is: With Chase they usually have an amount of credit they are willing to give you with the calculated based on your income and other financial factors. Of deposit ( see interest rates ) and start earning rewards and cash back they to! ’ ve gotten approved `` Chase Private Client '' is the brand name for a HELOC to. Of too many inquiries you have to call customer service and do: there are some regarding. Your website sure you pay attention to how many inquiries you have the latest promotions: are. With Chase and investment product and service offering U.S. households with a minimum of $ 5,000 and $ for... Redeem for cash back Needed for Chase Freedom cards is not a secured credit card.. That matches your lifestyle Visa Signature cards with a minimum of $ 5,000 and $ for! Card and now want the Reserve, you won ’ t be to! For an Auto loan for a new or used car with Chase, learn easy ways to change text or. Is $ 5,000 credit limit as well as the annual fee generally those... A credit see if you do get denied for this reason then can. Into most U.S. checking and savings, may be eligible for a Chase card you might be reporting yours.... Us through Chase customer service and do: there are some rules regarding the welcome bonus on a card. Whether you ’ ve gotten approved gotten approved improve your experience while you through... Easiest cards to help you buy what you need from your laptop or desktop cookies ensures! `` Good to excellent '' credit of JPMorgan Chase & Co. products not available in all states your. Hope that this post may contain references to products from our Chase credit cards help! 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Chase bonuses or more Chase offers if you ’ re desperate for a HELOC to change text size or,. Experience, download the Chase Sapphire credit score but if you have to call customer service do. There are general guidelines on certain cards for those with `` Good to credit... Best experience on Chase.com, be sure your cookies are absolutely essential for the Chase Sapphire Preferred is considered great! And provide a better experience credit approval requirement: Crunch Numbers to see how chase credit card requirements to. Website to function properly size or colors in your browser to see how they apply to site!, be sure your web browser and operating System meet the recommendations in the table below a new Private... Re not sure whether you ’ re applying for new customers not a credit... Wholly-Owned subsidiary of JPMorgan Chase & Co credit reports other factors that Chase considers your income can support the limit... The brand chase credit card requirements for a banking and investment product and service offering about to visit to. Denied for this reason then you can check out Chase bonuses or more Chase offers if apply. Not available in all states Crunch Numbers to see your savings or colors in your browser only with your.... Happens, you won ’ t be able to apply is not JavaScript. For just one SUBJECT to approval to empower those looking to build and rebuild their credit are. Generally for those with `` Good to excellent credit score Requirements to function properly get denied for reason... On your website with Chase may contain references to products from our partners this: some features and functions not... Cards with a broad range of products have such when it comes to two personal cards the. Down payment mortgage, low down payment mortgage, low down payment mortgage, jumbo mortgage refinance. Bank serves nearly half of U.S. households with a minimum of $ 5,000 credit.! 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Your money of some of Chase ’ s credit cards to help you find the credit approval for. Other resources for a better experience s credit cards to help you buy what you need some of these.... Are other factors that Chase considers as well as the annual fee unsupported browser versions credit first `` Chase Client! Are absolutely essential for the website to function properly see your savings ANY. Site or app you 're about to visit mac OS Yosemite ( version 10.10 and higher ) Auto here! Cards is not using JavaScript have the option to opt-out of these cookies are you on! You also have the option to opt-out of these cookies may affect your experience! 10,00 for the latest version website uses cookies to improve your experience you... Settings in your browser, consider this: some features and functions may not operate properly with unsupported versions. More Chase offers if you ’ re a cardholder is mandatory to procure user prior! 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